Consumer Portfolio Services is a specialized provider of consumer finance services that focuses on helping those with less-than-perfect credit. Established in 1991, the company’s goal has been to provide access to affordable credit for subprime borrowers.
Through direct-to-consumer financing and indirect lending avenues, Consumer Portfolio Services (CPS) works to create custom financial programs tailored to meet a borrower’s individual needs. This includes loan services such as auto financing as well as personal loans and debt consolidation. To this end, CPS adheres to a set of responsible lending policies and practices.
Commitment to Responsible Lending
Consumer Portfolio Services is firmly committed to responsible lending and transparent service. As part of their commitment to social responsibility, CPS provides customers with easy access to information about beneficial financial education initiatives and life strategies.
CPS also employs strict standards when evaluating potential borrowers. They assess each borrower’s creditworthiness and employ stringent identity verification measures during the application process to ensure accurate information and minimize potential fraud. Customer service representatives are available to answer questions and provide assistance throughout the process.
Services Offered by CPS
At CPS, they offer many services that can help individuals manage their finances and rebuild their credit rating.
For those looking to improve their credit score, CPS offers a range of debt consolidation options to help customers reduce high-interest payments and consolidate multiple debts into one monthly payment. Additionally, their auto financing options are designed to help customers find the right vehicle at an affordable rate to fit their budget.
CPS also offers a variety of personal loan options tailored to meet the needs of borrowers with different credit scores. Whether you need money for an emergency expense or you’re looking to make a major purchase, CPS is dedicated to finding the right loan to fit your needs.
Helpful Advice and Resources
In addition to providing credit options to customers, Consumer Portfolio Services is also committed to helping customers take control of their finances. To this end, customers have access to a host of educational resources and advice, including helpful articles on how to effectively manage debt and build credit.
Additionally, CPS employees stays up to date on the latest financial news and regulations to ensure their customers receive only the most reliable and accurate information about their options when it comes to loan products.
A Trusted Source for Loan Services
CPS is widely recognized as a leader in responsible lending services, having served thousands of customers over the past three decades. The company is also dedicated to giving back to the community through its corporate volunteering program. Through this program, CPS supports local organizations and initiatives that help improve communities across the country.
Whether you’re looking to consolidate debt, refinance an auto loan, or take out a personal loan, Consumer Portfolio Services is committed to finding the perfect solution for you. With operations spanning the US, CPS is a convenient and trusted source for loan services.